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Who are these people?

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music2hisears
Contributor

Who are these people?

I just received a letter in the mail from an RCS Recovery Services stating that I owe The 500 Group, LP over $30K!!!!!! I've never heard of The 500 Group, LP nor do I owe anyone but Sallie Mae that much money, and they are current! So, why would they be trying to collect from me when nothing on my credit report looks like this! I'm in panic mode because I close on my house in 17 days!


Starting Score: 546
Current Score: EQ 672 TU 682 EX 638
Goal Score: 700


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3 REPLIES 3
Bell536
Contributor

Re: Who are these people?

Just send them a DV via CMRRR...sounds like a scam.   They should disappear then.

Clean up CR for home purchase.Started on 04/16/2013.
04/16/13 EQ 536,TU 537,EXP 552 Lender pull
04/30/13 EQ 602 MYFico.com 05/12/13 EQ 614 / TU 595 MYFico.com
05/18/13 EQ 625 MYFico.com,614TU 5/28 EQ 625 Mid Score 621 TU
05/31/13 EQ 663 MyFico!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Message 2 of 4
music2hisears
Contributor

Re: Who are these people?

Thank you for the response! I will definitely DV them! I sure hope they don't do anything stupid to ruin my closing on a new home!


Starting Score: 546
Current Score: EQ 672 TU 682 EX 638
Goal Score: 700


Take the myFICO Fitness Challenge
Message 3 of 4
RobertEG
Legendary Contributor

Re: Who are these people?

+1 on sending a DV.  In that DV, be sure to additionally request the name of the original creditor, as they only need to provide the name of the current creditor unless specifically requested.  You may need that additional info tor any possible identification of the alleged debt.

 

Additionally, was their "letter" a complete dunning notice, including advisement of your DV rights?

If not, you might consider sending a complaint to the FTC, getting them involved in at least contacting the debt collector.

Message 4 of 4
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