Who do the majority of you use to monitor your 3 credit scores? I am talking about a real FICO score

[Anonymous]

I am so confused about all of the monitoring services out there, I feel like all of it is a scam. Experian uses a different score than anyone else, Equifax and Transunion use a different scoring system. i was going to go with MYfico howvever online reviews of this company being hard to cancel , locking you into a nonrefundale contract etc; I have no idea who is a legit monitoring service or not. I actually called MyFico and the rep said there were never any specials and that the price is a solid $29.99 per month on a CC. Who do you guys use to monitor your credit and why? Thanks

[doc101]

I have been using myfico for about 5yrs now and have been very satisfied with the results

[Anonymous]

Have you had any issues with Myfico and is there score accurate? What service do you have with them? Thank you for your assistacne 

[Anonymous]

Credit check total is $14.97 a month if you get the one week $1 trial and call the automated service to cancel before it ends.  Gets you experian fico score and report daily and transunion and equifax fico scores and reports 3 times a month.  Myfico and creditchecktotal are the only services that give all 3 FICO scores and reports, I believe.

[Anonymous]

Credit Check? Thank you, have you had good luck with the and does it send you alerts etc? 

[Rebuilding69]

Yes you can set alerts at CCT. The alerts seem to come much faster than myfico for me.

CCT allows you to pull the 3B reports once per week, up to 3x per 30 days for no additional cost beyond the monthly charge. The Experian scores/reports are daily after a few days of signup & cc charge, though they may have changed that, not sure atm.

Myfico is good for the additional model scores when you need them, but imo CCT trumps myfico in every other aspect, and CCT is 50% cheaper.

[Anonymous]

Credit check total for me as well.

[crrredit]

I'm a new convert to CCT. 

[J91605]

CCT is the way to go! Most bang for your buck!

[bestchoiceglobal]

Experian now uses a Fico score too...I subscribe mainly because they generate a report and score daily and I'm impatient I also use the My Fico 3 score monitoring. CCT sounds like a good option from the other members though!