Reply
Established Member
Posts: 96
Registered: ‎07-01-2012
0

Who has had a First Premier CO removed?

I sent GW letter today in hopes of having the only 2 charge offs deleted.
Has anyone had success? If so, who did you contact?

I signed up for Jigsaw and got a few exec names and sent my GW via email.

Hopefully I wont get the stupid harrassment email some of you have received.
4/26/12 - TU 600, EQ 595, EX 553
7/2/12 - TU 612, EQ 594, EX 584 Lender pull
7/7/12 - TU 664, EQ 627, EX???
GOAL - 720 minimum across the board

Mantra - Having bad credit is a sure way to become financially invisible.
Established Member
Posts: 34
Registered: ‎07-22-2011
0

Re: Who has had a First Premier CO removed?

Bump
2012 - THE YEAR OF HOMEOWNERSHIP!
"Keeping my eye on the prize"
New Member
Posts: 9
Registered: ‎01-29-2013
0

Re: Who has had a First Premier CO removed?

Bump Bump

Established Contributor
Posts: 504
Registered: ‎02-29-2012
0

Re: Who has had a First Premier CO removed?

I think you might get a better reception if you ask who has NOT had it removed. This discussion would have a good 100 replies. I personally have not. I have offered to pay 4 times the amount of the debt and nothing.  They are one who firmly believes that they will be doing the credit world harm if they remove anything from your credit report., it will be wrong.

building since 2011 EX 714, EQ 729, TU 724 3/11/15
Wallet:ME: Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.15k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
Valued Member
Posts: 41
Registered: ‎10-24-2012
0

Re: Who has had a First Premier CO removed?

I had two First Premier charge offs removed. I sent in a PFD letter for each and by some sort of luck I got letters back saying that after their investigation they concluded that I was not responsible for the accounts. They sent letters to the credit reporting agencies and one was removed within two weeks, the other took two months, but they're gone. Could be dumb luck but it is not impossible to get them removed.

New Contributor
Posts: 50
Registered: ‎01-02-2013
0

Re: Who has had a First Premier CO removed?

I'm about to mail out a GW to them. Fingers crossed.

Regular Contributor
Posts: 116
Registered: ‎11-13-2011
0

Re: Who has had a First Premier CO removed?

WhiskeyR

They deleted without you paying your pfd? Did I read that correctly? Do you, by chance, think you could pm me the contact info for the person who responded to you?
Valued Member
Posts: 45
Registered: ‎12-05-2012
0

Re: Who has had a First Premier CO removed?

I have been trying to get a GW address for First Premier for weeks. If someone has it, please PM me.


Starting Score: 495 (12/2012)
Current Score: 520 (01-06-2013)
Goal Score: 680


Take the FICO Fitness Challenge

New Contributor
Posts: 65
Registered: ‎01-12-2013
0

Re: Who has had a First Premier CO removed?

Can I have the gw info as well

Starting score: 346 ?? eq (lender pull)
Current score: 598 eq
Goal score: 650
Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
0

Re: Who has had a First Premier CO removed?

I just mailed a letter on a paid 5 y.o. C/O. Any contact info other than one on my credit report would be appreciated?

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.