Reply
Established Member
nwilson
Posts: 96
Registered: ‎07-01-2012
0

Who has had a First Premier CO removed?

I sent GW letter today in hopes of having the only 2 charge offs deleted.
Has anyone had success? If so, who did you contact?

I signed up for Jigsaw and got a few exec names and sent my GW via email.

Hopefully I wont get the stupid harrassment email some of you have received.
4/26/12 - TU 600, EQ 595, EX 553
7/2/12 - TU 612, EQ 594, EX 584 Lender pull
7/7/12 - TU 664, EQ 627, EX???
GOAL - 720 minimum across the board

Mantra - Having bad credit is a sure way to become financially invisible.
Established Member
melrobinson1
Posts: 34
Registered: ‎07-22-2011
0

Re: Who has had a First Premier CO removed?

Bump
2012 - THE YEAR OF HOMEOWNERSHIP!
"Keeping my eye on the prize"
New Member
smithpsc
Posts: 9
Registered: ‎01-29-2013
0

Re: Who has had a First Premier CO removed?

Bump Bump

Regular Contributor
dobirdsmommy
Posts: 219
Registered: ‎02-29-2012
0

Re: Who has had a First Premier CO removed?

I think you might get a better reception if you ask who has NOT had it removed. This discussion would have a good 100 replies. I personally have not. I have offered to pay 4 times the amount of the debt and nothing.  They are one who firmly believes that they will be doing the credit world harm if they remove anything from your credit report., it will be wrong.

2011 starting score 383 pull for Santander, EX 639, EQ 669, TU 651 (lending club pull)
Wallet:ME: 750 Cap One, 5k Quicksilver/rewards, 750 Capital one 2000 FH, Santander Car 9.8k/15k, Chase Auto Loan 12/16k, VS 1150, BH 1020, Express 1000, Avenue 750, JCrew 800, HSN 1070, Torrid 700,Roamans 800, Jessica London 940, kings direct 800, Buckle 800, OSP 1050, WW 1050, Solutions 800, Blair 750.. baddies: 2 FP CO 08, EXP 2 state tax liens 1 fed, EQ 1 fed tax lien, TU 1 state 1 fed tax lien.
DH: 750 Cap One 750 Cap One 750 capital one fh 2000, AU - VS, BH, HSN, QS 5k
Valued Member
WhiskeyR
Posts: 41
Registered: ‎10-24-2012
0

Re: Who has had a First Premier CO removed?

I had two First Premier charge offs removed. I sent in a PFD letter for each and by some sort of luck I got letters back saying that after their investigation they concluded that I was not responsible for the accounts. They sent letters to the credit reporting agencies and one was removed within two weeks, the other took two months, but they're gone. Could be dumb luck but it is not impossible to get them removed.

New Contributor
kk627
Posts: 50
Registered: ‎01-02-2013
0

Re: Who has had a First Premier CO removed?

I'm about to mail out a GW to them. Fingers crossed.

Regular Contributor
Unoriginalnj
Posts: 116
Registered: ‎11-13-2011
0

Re: Who has had a First Premier CO removed?

WhiskeyR

They deleted without you paying your pfd? Did I read that correctly? Do you, by chance, think you could pm me the contact info for the person who responded to you?
Valued Member
changeisvital
Posts: 45
Registered: ‎12-05-2012
0

Re: Who has had a First Premier CO removed?

I have been trying to get a GW address for First Premier for weeks. If someone has it, please PM me.


Starting Score: 495 (12/2012)
Current Score: 520 (01-06-2013)
Goal Score: 680


Take the FICO Fitness Challenge

New Contributor
Annjilique
Posts: 65
Registered: ‎01-12-2013
0

Re: Who has had a First Premier CO removed?

Can I have the gw info as well

Starting score: 346 ?? eq (lender pull)
Current score: 598 eq
Goal score: 650
Established Contributor
jordanmedical
Posts: 1,011
Registered: ‎04-08-2012
0

Re: Who has had a First Premier CO removed?

I just mailed a letter on a paid 5 y.o. C/O. Any contact info other than one on my credit report would be appreciated?

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+