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account close with them means they have absolutely no attachment or repsibilty with the account thus no reason to report the file and they are potentially breaking FCRA laws by doing so ! Fax that over or email with GW they should remove it STAT!
oh ok did you seek any guidance?
some will give you free consultation ------either way this helps your cause big time!! Remember that post i sent i got in trouble but the key with erc is they are not a jdb thus after this letter they have zero responsibility at this point per sprint in relation to this account. I expect they will remove the account in the next day or two !!
@Anonymous wrote:
I got this response today from Sprint and I'm not sure how to decipher it.
" I reviewed the account and I see the balance owing is at $0. You were
also advised by the outside collections agency by letter on 4/21 that
your account with them was closed because you paid the remaining balance
of $671.92 to us on 4/14/2015.
Further review of the account shows that you are no longer in write off
status, nor is your account currently under an outside collections
agency status, as the balance of $671.92 was paid in full."
Does this mean sprint did not recall and reverse?
My interpretation of this is that they did not recall the collector prior to your payment. You are not currently in collections because its been paid so its a closed collection account. That being so the CA has the right to continue to report the TL on your report for the full 7.5 yrs from the DoFD of the account.
If the person at Sprint told you they were recalling you need to have them pull the tapes of that call. Your argument would be against Sprint and not the CA if this is the case,