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Who is NAFS? Crap. I think it's about HSBC COs

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awdsmama
Established Contributor

Who is NAFS? Crap. I think it's about HSBC COs

I just pulled my TU free report and saw this one in the Account Review Inquiries section, yet have never heard of/from them.

 

NAFS

Requested On:

02/04/2013

125 LAWRENCE BELL

WILLIAMSVILLE, NY 14221

Phone number not available

 

 

I opted in about 3 weeks ago.  Looks like that may have been a mistake.

 

Edited to add:

Based on a few things I've read about them on here....

 

I'm thinking they are lurking because of 2 HSBC COs that Portfolio owned but ceased collections on.

 

Given that they soft pulled me on 2/4 ---- when should I expect a dunning notice or a new CA to be inserted on my reports?

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 1 of 6
5 REPLIES 5
ktl72455
Valued Contributor

Re: Who is NAFS?

Heres a Link

 

National Action Financial Services Debt collection

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 2 of 6
awdsmama
Established Contributor

Re: Who is NAFS?

Ahhh a bottom feeder perhaps?

 

Wonder who they bought something from.  ARe they "below" Asset and Portfolio on the JDB chain?

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 3 of 6
awdsmama
Established Contributor

Re: Who is NAFS?

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 4 of 6
ktl72455
Valued Contributor

Re: Who is NAFS?

Yep I am thinking bottom feeder :-)

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 5 of 6
awdsmama
Established Contributor

Re: Who is NAFS?

I'm thinking, collecting on legit debt unfortunately (I put more info in original post about my findings) 

 

But, them reporting it correctly will be a whole other story.  We shall see. 

 

Wonder when/if I'll be getting a dunning.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 6 of 6
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