01-16-2012 06:51 PM
I have a judgment, however, an innacurrate amount is being reported.
Should I DV ?
If so Should I DV the OC or the CA first.
Thanks In Advance.
01-16-2012 06:59 PM - edited 01-16-2012 07:12 PM
None of the above.
DV's are sent to debt collectors as part of the debt collection practices provisions of the FDCPA.
Validation of the debt is not an issue when the court has validated it by way of judgment.
Incorrect information in your credit report is handled, usually first by informal efforts/calls. If those fail, recourse is by of dispute under the FCRA, not debt validation.