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Who should I pay CA or OC

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Muff
Regular Contributor

Who should I pay CA or OC

Long story short my student loan of $1,300 was sent to CA this week, my last day to make payments with The school was last Friday and I totally forgot thinking I could do it today. I know CA gives you 30 days to respond but if I split the balance making the first half in two weeks then other half next month outside of 30 days will it still go on my credit report? The school did take a payment from me Tuesday after they sent account to collections and I demanded a supervisor the rep told me I could still make payments with them. Or should I mail both payments to the school in the form of a cashiers check made out to the school & allow it to hit my CR then after payment in full I DV ca???

EQ 618
TU 627
EX ?
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2 REPLIES 2
Whitneyy
Valued Contributor

Re: Who should I pay CA or OC

If you could get the school to recall the debt, I would try that first and pay them directly that way the CA can't post on your reports. I like dealing with the CA more.

GOAL - 700 FICO across the board!
Message 2 of 3
Muff
Regular Contributor

Re: Who should I pay CA or OC

My last day for recall was last Friday Smiley Sad

EQ 618
TU 627
EX ?
Message 3 of 3
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