Why am I keep getting denied???

[latinnlion81]

Equifax fico credit score is 663, and my transunion its somewhere in the 670s but i keep getting denied for most credit cards. I've heard of people getting approved for 1.5k credit cards with lower credit scores, what do you guys think might be the problem? I been approved for a $500 amazon credit card, but nothing else, even Pentagon Federal Credit Union denied me for their credit card.

[LadyLeah]

What's on your credit report?

[notfancy]

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@latinnlion81 wrote:

Equifax fico credit score is 663, and my transunion its somewhere in the 670s but i keep getting denied for most credit cards. I've heard of people getting approved for 1.5k credit cards with lower credit scores, what do you guys think might be the problem? I been approved for a $500 amazon credit card, but nothing else, even Pentagon Federal Credit Union denied me for their credit card.

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Score is such a small part of it. In order to answer you:

1) What is your income?

2) How many inquiries are on your credit report?

3) Do you have any "baddies"? (collections, charge offs, etc)

4) Do you have any loans? Closed accounts?

5) How old is your credit file? CreditKarma.com could give you a general idea of your AAoA

6) you have 1 credit card with a $500 limit, how much is charged on it?

Basically, to answer you, we'd need a complete picture of your credit profile.