Why are CRs from the same CB different?

[Anonymous]

Just a quick question about CRs, sorry if it seems silly. Last February, I pulled all of my free reports from all 3 CBs. They were all extremely detailed. Equifax even pulled the full 7 year payment history for each account. Since I can't pull my next free ones for a few months, I just got a trial membership with Experian's credit monitoring program which includes free CRs whenever you request them. This is great, however I've noticed that these reports seem less detailed than the free report that I got in February from annualcreditreport.com. Does anyone know why this is?

Also, none of my reports have been reporting the dates that some of my negative accounts are scheduled to fall off. I have seen that listed on past reports so I have a general idea as to when they will come off, but it is not on any current ones that I have. Why is this and how do I figure this out for sure?

Thanks!!

[Anonymous]

Ok this is really irritating. I just signed up with Equifax to try to get my report, and it's giving me this combined 3 CB report. It won't let me just get the single CB super detailed report that I get with annualcreditreport.com. Does anyone know how to get around this?! I need the detailed reports and I'm tired of spending money only to find out after the fact that these are different. Super frustrated. :smileyfrustrated  

[Burned2manybridgesB4]

CMS pullers always have a different format, as compared to a full report from any CRA.

Here's the real equifax report location.

https://aa.econsumer.equifax.com/aad/landing.ehtml

[Anonymous]

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@Burned2manybridgesB4 wrote:

CMS pullers always have a different format, as compared to a full report from any CRA.

Here's the real equifax report location.

https://aa.econsumer.equifax.com/aad/landing.ehtml

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Thank you! I appreciate it! Do you happen to have the links for the other to CBs? 

[Burned2manybridgesB4]

Just look them up. Don't follow the credit monitoring links. Just the report portion.