Why are the 3 scores so different? *EDIT*

[hopingsoon]

I am no expert but I see why my three scores are different...not all lenders/creditors report to all three CRA. So my reports are different and therefore scores are different. I have a CA and a CO on EX and TU but there are not on EQ so my EQ score is higher than the other two.

[cwwatts1202]

That makes sense, but what I am referring to is when all three reports are the same.

[hopingsoon]

Is it a big difference?  TU and EX have the same report but the score is a little different. I think it's 10 points different so I wasn't concerned.

[guiness56]

If all 3 reports are exactly identical all 3 scores would still be different because FICO models differ bureau to bureau.

[mauve]

Each of my reports is different, but EX was my high score when I got my house but I didn't feel like it was the best report. I would be really surprised if all three had identical info...then again, I guess it's possible. Maybe there's a difference in inquiries or something else that could be easily overlooked.

[cwwatts1202]

All reports are exactly the same, no inquiries in 2 years.