Why does transunion say I dont have a score

[Anonymous]

When I went to my mortgage lender they pulled a tri merge report and transunion does not give me a score. When I went onto truecredit through transunion it gives me the highest score than the other 2 . Why does it do that and can I request transunion to start giving me a score when my credit is pulled for a loan.

[guiness56]

The score you got through truecredit is not a FICO score and are not used by the lenders.

Are there accounts on your TU CR that have had activity in the last 6 months? 

[Anonymous]

I have 2 collection accounts that have already been paid it has just not posted to them yet that it is paid. One has posted to the other credit bureaus and the other has not posted to any since I just paid it on monday. The only line of active open credit I have is my truck payment and they only report to Equifax.

[guiness56]

If you have no actively reporting TLs on TU you will not have a score.  You must have had activity in the last 6 months to get a score.

You might ask your creditor for the truck payment if they would report to TU.