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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: Why is my husband's credit score so decent when he has an installment loan charge off???

Alot of the motorcycle places actually have their own credit card type system when you apply for a loan throught them.  It is actually a revolving credit.


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July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Moderator Emeritus
MarineVietVet
Posts: 14,139
Registered: ‎07-14-2009
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Re: Why is my husband's credit score so decent when he has an installment loan charge off???


makeupgirl wrote:

Yeah they were motorcycle loans, I'm not sure why they're showing as charge accts.

 

and I dont understand all the abbreviation lingo here so I'm not sure what else you were saying, lol


Here is a list of Abbreviations commonly used here. It can get confusing.  :smileyhappy:

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


New Member
makeupgirl
Posts: 11
Registered: ‎04-19-2011
0

Re: Why is my husband's credit score so decent when he has an installment loan charge off???

yes ppulled all of them. they are all consistent 

Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008
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Re: Why is my husband's credit score so decent when he has an installment loan charge off???


makeupgirl wrote:

yes ppulled all of them. they are all consistent 


Did you pull all of them from annualcreditreport.com?  Those are all directly from the CRAs and free.  They are much more detailed and accurate.

 

The ones you get from 3 -in -1 reports may not be.

New Member
makeupgirl
Posts: 11
Registered: ‎04-19-2011
0

Re: Why is my husband's credit score so decent when he has an installment loan charge off???

yes I pulled all three from annualcreditreport...


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