Why is this CO different on all 3?

[SSPA87]

Can anyone enlighten me as to why this account shows differently on all 2 CRAs? 

CB/VICSCRT

More about this account >>

	TransUnion	Experian	Equifax
Account #:	****	**	***
Condition:	Paid	Derogatory	Transferred
Balance:	$0	$0	$0
Type:	Charge account	Charge account	Charge account
Pay Status:	Current	Collection/Chargeoff	Current

[guiness56]

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@SSPA87 wrote:

Can anyone enlighten me as to why this account shows differently on all 2 CRAs? 

CB/VICSCRT

More about this account >>

	TransUnion	Experian	Equifax
Account #:	****	**	***
Condition:	Paid	Derogatory	Transferred
Balance:	$0	$0	$0
Type:	Charge account	Charge account	Charge account
Pay Status:	Current	Collection/Chargeoff	Current

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It's just the way the individual CRAs report.  They each say the same thing, 

[jojomomma]

They don't look like they say the same thing to me, perhaps I'm missing something?  Transunion looks/reads to me like a positive TL but its a derogatory on Experian. 

[guiness56]

You are correct!  I saw charge account and misread it as charge off.

Yes, TU and EQ show positive TLs.

[RobertEG]

The $0 balance can indicate two different things, depending upon the circumstances of the debt.

It could mean the debt was paid back into good-standing with the OC, or that they sold the debt.

The EQ reporting seems to indicate the debt was sold.

Was the account previously charged-off, then paid back into good-standing, and currently open with the OC, or was it sold?

[SSPA87]

It was sold to Asset Acceptance who is no longer reporting on my CRs due to them reporting incorrectly and I filed a BBB dispute.  Asset Acceptance ceased collections, closed their file and removed their tradelines from my CRs.  I just was so confused when I saw this... do I just do nothing?  The dates are all different and everything.  Do I just leave it be? 

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@RobertEG wrote:

The $0 balance can indicate two different things, depending upon the circumstances of the debt.

It could mean the debt was paid back into good-standing with the OC, or that they sold the debt.

The EQ reporting seems to indicate the debt was sold.

Was the account previously charged-off, then paid back into good-standing, and currently open with the OC, or was it sold?

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[guiness56]

The TL from EQ says specifically the debt was paid.  To me that indicates an account in good standing.

[SSPA87]

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@guiness56 wrote:

The TL from EQ says specifically the debt was paid.  To me that indicates an account in good standing.

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I know, isn't that strange?  I am so confused... I may call them and inquire about opening/reopening the account and see if I can turn it into a definite positive tradeline...