Rebuilding Your Credit

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givemesomecreditplz
New Member
givemesomecreditplz
Posts: 3
Registered: ‎06-26-2011

Why isn't my score raising?

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‎06-26-2011 12:35 PM

In November of 09 I declared chapter 7 with my exhusband. In February of 2011 I was able to rehabilitate my federal student loan. The month it went through on my credit report my score went from 600 to 602. I thought it would go up a lot more than that. I have been paying my student loan on time every month. I also have a car loan that I've made 12 on time payments on, in addition to another car loan I have with my fiancee' that I'm paying on time every month too.

My score hasn't gone up at all since February. I want to get to 620 this year, what can I do?

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Mega Contributor
LS2982
Posts: 14,494
Registered: ‎04-09-2011

Re: Why isn't my score raising?

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‎06-26-2011 12:46 PM

BK is possibly too recent.



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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givemesomecreditplz
New Member
givemesomecreditplz
Posts: 3
Registered: ‎06-26-2011

Re: Why isn't my score raising?

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‎06-26-2011 01:29 PM

Thanks for the answer. Any idea when it might start going up?

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