Why won't my scores increase?

[mcharman]

mauve:

I realize that the Equifax and Experian services are FAKO, but I just can't help but think that they should show at least some reflection on the scores after 3 CA deletions...even if it's not the same as FICO.  Am I completely wrong?

[mauve]

They judge different things from FICO, and their advice is different - I have no idea what they do with utilization, nor how much they would weight it.  I have no idea if they weight the damage of a collection on how old it is - how many / how old / whether or not there are any.  FAKOs are a mystery, and are worth less than the paper they're printed on or the pixels they take up on your computer, IMO.