Established Member
Posts: 21
Registered: ‎02-09-2008

Will a Judgment Appear

Question more clear from prior post.
I recently did a PFD with a collection agency who was awarded a Judgment in 2005. The Judgment was never placed on my report only the collection agency line. Since the collection is off reports what are the chances of the Judgment being placed on my report through the courts. I have heard a company Lexis Nexis often visits courts to gather all they can to sell the CRA.
Moderator Emeritus
Posts: 7,326
Registered: ‎06-18-2007

Re: Will a Judgment Appear

These 3rd party companies that report public records usually only do up to date records I have never known them to go into old records.........and IF they did the  company that did the PFD would have to have it vacated

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+