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Will adding an AU hurt my credit?

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One7
Valued Contributor

Will adding an AU hurt my credit?

Just a random question,  if I add an AU with worse credit than mine does it hurt me or does it do nothing?

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2 REPLIES 2
azguy13
Senior Contributor

Re: Will adding an AU hurt my credit?


@One7 wrote:

Just a random question,  if I add an AU with worse credit than mine does it hurt me or does it do nothing?


As long as the the bill is paid on time and no baddies show up on that TL then you should be ok. However, if this person has worse credit than you because he/she does not pay their bills.... I would think twice about making them an AU. You will be responsible for anything they purchase.

Message 2 of 3
One7
Valued Contributor

Re: Will adding an AU hurt my credit?

No I'm not worried about that,  I'll definitely be paying the bills on time and will be sole responsible for that. Her credit isn't terrible just not great. Her scores are in the mid 600s and that is from medical bills from a while ago and lack of CCs. She's also working on her credit and has gone up a good 40 pts in the past year. I was just concerned about the immediate situation.  

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