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Will calling Collection Agency affect score?

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redwing2013
Member

Will calling Collection Agency affect score?

I have some old collections that I am trying to correct.  As I don't knwo what a couple fo them are I would like to call the CA to get more information.

 

Will calling the CA to ask questions affect my credit score?  Is it possible they will send an update to the CRA just because I call to ask questions?  If so I would problably just dispute them and not call. 

 

Thanks for any help.

 

Kevin

Message 1 of 5
4 REPLIES 4
guiness56
Epic Contributor

Re: Will calling Collection Agency affect score?

No, just calling will not hurt your score.

 

If you are unsure what they are, send the CA a DV letter.

Message 2 of 5
redwings2013
Established Member

Re: Will calling Collection Agency affect score?

won't a DV affect my score?  

Message 3 of 5
guiness56
Epic Contributor

Re: Will calling Collection Agency affect score?

No, you are asking for validation of the debt. 

 

Why would you think that?  Did you read it somewhere?

Message 4 of 5
redwings2013
Established Member

Re: Will calling Collection Agency affect score?

Thanks.  No reason, just double checking before reaching out to them.

Message 5 of 5
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