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Established Member
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Registered: ‎02-13-2015
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Will combining two cards lower AAOA?

I have 2 quicksilver cards, both about 2 years old. Will combining there credit lines lower my AAOA. Outside of having one less card are there any benefits to combining them?
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Registered: ‎04-11-2016
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Re: Will combining two cards lower AAOA?

If combining them closes one of the accounts, the closed account will remain on your report positively impacting your AAoA for the next 10 years even though it's closed.

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Re: Will combining two cards lower AAOA?

+1
EX 08 Fico: 729 TU 08 Fico: 735EQ 08 Fico: 740Total Credit Line: $128,600Utilization: 6%Inquiries:EX-6TU-7EQ-5


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Re: Will combining two cards lower AAOA?


Elitemduane12 wrote:
I have 2 quicksilver cards, both about 2 years old. Will combining there credit lines lower my AAOA. Outside of having one less card are there any benefits to combining them?

What is your AAoA?

Most Recent FICO 8 Scores EX571/TU508/EQ560 10/03/2017 Starting scores 553/485/543 08/25//2017
~~~Credit lines~~~~
SDFCU VISA Secured $250
Discover Secured $200
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Established Member
Posts: 17
Registered: ‎02-13-2015
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Re: Will combining two cards lower AAOA?

My current AAOA is 4 years

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