cancel
Showing results for 
Search instead for 
Did you mean: 

Will combining two cards lower AAOA?

Established Member

Will combining two cards lower AAOA?

I have 2 quicksilver cards, both about 2 years old. Will combining there credit lines lower my AAOA. Outside of having one less card are there any benefits to combining them?
Message 1 of 5
4 REPLIES
Senior Contributor

Re: Will combining two cards lower AAOA?

If combining them closes one of the accounts, the closed account will remain on your report positively impacting your AAoA for the next 10 years even though it's closed.

Message 2 of 5
Valued Contributor

Re: Will combining two cards lower AAOA?

+1
EX 08 Fico: 729 TU 08 Fico: 735EQ 08 Fico: 740Total Credit Line: $128,600Utilization: 6%Inquiries:EX-6TU-7EQ-5


Message 3 of 5
Community Leader
Super Contributor

Re: Will combining two cards lower AAOA?


Elitemduane12 wrote:
I have 2 quicksilver cards, both about 2 years old. Will combining there credit lines lower my AAOA. Outside of having one less card are there any benefits to combining them?

What is your AAoA?

Most Recent FICO 8 Scores EX616/TU587/EQ607 01/09/2018 Starting scores 553/485/543 08/25//2017
~~~Credit lines~~~~
SDFCU VISA Secured $250
Discover Secured $200
Message 4 of 5
Highlighted
Established Member

Re: Will combining two cards lower AAOA?

My current AAOA is 4 years
Message 5 of 5