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I have a question. I am considering a debt consolidation loan of about 14K.
My question is:
Will it benefit my credit history MORE to get the loan sent straight to me and then pay my credit card debts off directly from me, or get the consolidation loan and have the lender to directly pay the credit card debts down that I am borrowing for?? I cannot seem to find an answer to this question! Thank you for any helpful info!
The results will be identical so long as the debts get paid. Most lenders doing a debt consolidation will want to pay off the cards to make sure they get paid.
Thank you for the very quick response, I have asked this same question elsewhere several times with NO response!