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No it was mostly toyota and even though I asked for a late removed and gave this big sappy story about trying to buy a house...the in turn verified that I had a late....I was like yeah in my letter I said my son was just born and my wife wasnt working and it was christmas and even though I only made half a payment two weeks later I payed the remaining and the next months balance.
I don't see anything there that would trigger dispute.
Yeah, it doesn't sound like that would trigger a dispute verification to me, either.