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This is how I would word it. But this is just my opinion.
smooshiesmom wrote:This is not reporting on my CR and I do not want it to or even to take a chance that it will. This is from a very old heating bill. Probably over 6-7 years old. I want to pay it because I cannot be sure that it is past the SOL. The CA has sent a letter for a settlement offer. I am going to send them this letter before I send them any money I also received a letter from a CA for my old CAP 1 account that I am going to send this letter along also.CAAddyAccount #To WhomThis letter is being sent to you in response of a notice I received from your offices on XXXXXX. The validity of this debt is disputed. The account number for this alleged debt is XXXXXX.In the spirit of compromise, I am willing to pay the total amount allegedowedon this if youwillagree that this account will not be reportedto not report histo any of the credit reporting agencies, specifically TransUnion, Experian, and Equifax. If youwillagree to this, I will send full payment of $154.18, in the form of certified funds, to your office within 10 business days of receiving a letter on your letterhead, signed by an authorized representative of (Collection Agency) explicitly agreeing to these terms.that this company will not report this account either as paid or unpaid to the reporting agencies.Your response must be postmarked no later than 15 days from your receipt of this settlement offer or this offer will be withdrawn and I will request full validation of this alleged debt, as provided for by the Fair Debt Collection Practices Act.
Should I send this or just go ahead and send the 154.18?
Message Edited by smooshiesmom on 05-12-2008 08:42 AM