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Will they delete early?

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MsMiami
Valued Member

Will they delete early?

Hi All,

 

Just out of curiosity, I have three accounts due to "fall off" my CR 12/2014, 03/2015 and 04/2015... was wondering if anyone has experienced where they have deleted before the fall off date?


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Credit score: 01/2016 TU 669
Fingerhut (2,200) | Express (2,650) | Cap1 Secured (200) | Credit1 (1,000) | | Quicksilver (600) | JCP (3,500) | VS (2,350) | Jared (3,000) | Walmart (4,000) | Bloomingdales (600) | Nordstrom (2,000) | Old Navy (4,000) | nRewards (5,000) | Barclay (1,500) |
Message 1 of 6
5 REPLIES 5
Burned2manybridgesB4
Valued Contributor

Re: Will they delete early?

Personally, I've experienced Equifax remove the prior month, Experian to remove at the latter part of the listed month, and TU to remove upwards of three months early. YMMV....

Message 2 of 6
MsMiami
Valued Member

Re: Will they delete early?

thanks for your reply! crossing fingers I get those CO's deleted early!


..............................................................................................................................
Credit score: 01/2016 TU 669
Fingerhut (2,200) | Express (2,650) | Cap1 Secured (200) | Credit1 (1,000) | | Quicksilver (600) | JCP (3,500) | VS (2,350) | Jared (3,000) | Walmart (4,000) | Bloomingdales (600) | Nordstrom (2,000) | Old Navy (4,000) | nRewards (5,000) | Barclay (1,500) |
Message 3 of 6
guiness56
Epic Contributor

Re: Will they delete early?

Some have been able to contact the CRAs a few months prior and ask them to remove early and they did.

Message 4 of 6
MsMiami
Valued Member

Re: Will they delete early?

good to know! thanks Smiley Happy


@guiness56 wrote:

Some have been able to contact the CRAs a few months prior and ask them to remove early and they did.


 


..............................................................................................................................
Credit score: 01/2016 TU 669
Fingerhut (2,200) | Express (2,650) | Cap1 Secured (200) | Credit1 (1,000) | | Quicksilver (600) | JCP (3,500) | VS (2,350) | Jared (3,000) | Walmart (4,000) | Bloomingdales (600) | Nordstrom (2,000) | Old Navy (4,000) | nRewards (5,000) | Barclay (1,500) |
Message 5 of 6
Burned2manybridgesB4
Valued Contributor

Re: Will they delete early?


@MsMiami wrote:

good to know! thanks Smiley Happy


@guiness56 wrote:

Some have been able to contact the CRAs a few months prior and ask them to remove early and they did.


 


Just don't let them lead you into a "dispute." Stress to them that you're just asking to see if they can be knocked off a little early.

Message 6 of 6
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