This is my first post here but I have been following for a while and used alot of advice to clean up my credit. The short verse of a long story is my husband and I are trying to buy our first home, we had to clean up my credit which had a bunch of old medical collections. I have been slowly disputing and seeing results. All of a sudden this week two new collections showed up, one for 200 and one for 72 both from the same doctor. I though they were part of the payment plan I was on with the hospital following surgery last year, appaerntly they weren't. I have talked to both the colecction company and original doctor neither will do a pay for delete. I have no problem paying them. My question is will this screw us out of a loan for at least 12 months since they now show a current collection (even if paid). We were trying for a USDA. thanks for any advice I am sick over this.
