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Well i mailed off 5 letters today all to different CA. Three for PFD and two for GW letters. Im hoping to get all of these deleted or at least one of them for now. I will be persistent. One of the GW letters is to capital one on an acccount that has been paid and has a 0 balance but i have heard of them having no mercy so we shall see. The PFD letters are all medical so hopefully these guys will cave so to speak. If none of these work then i will be making phone calls or going to higher ups. I know a lot of people say to call instead of mailing but i will do both and be persistent. I will keep you updated to see what the results are.
Good luck to a sucessful run