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Regular Contributor
AJC1987
Posts: 130
Registered: ‎03-29-2009

Won a battle with Citi

So I was 120 days late on a Citi card that I had. I sent a dispute letter in hopes that it would be removed, this was unsuccessful and it resulted in the status of "account in dispute".  I will be applying for a mortgage soon so I had to get this removed.  I printed a copy of all three of my credit reports, highlighted the problem statement and sent them to citi.  I requested that this staement be removed from the comment section. 

 

To my suprise I received a letter stating that they will remove the entire account from my credit report!! This jumped my TU up from 685 to 718 and my EQ from 685 to 699 overnight! I could not be happier with the results, now I just have to get rid of this Paypal/GECB chare-off and I will be sitting pretty!!!!


Starting Score: 570
Current Score: EQF: 756.... 10.25.2012 TU: 759.....10.25.2012 EXP: 744 (vantage score)..... 10.25.2012
Closed on first house! 12.10.12

Goal Score: 750


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Established Member
jnh911
Posts: 20
Registered: ‎08-13-2012

Re: Won a battle with Citi

That's awesome.  Can you pm me the address or your contact at citi?

Established Member
billy41
Posts: 12
Registered: ‎08-22-2012

Re: Won a battle with Citi

can you PM me the contact info you used as well. I'm currently trying to have an account removed as well, thanks
Regular Contributor
AJC1987
Posts: 130
Registered: ‎03-29-2009

Re: Won a battle with Citi

I dont remember the address I sent it to. First thing I did was call Citi and spoke to someone. I let them know the situation and they gave me an address to send a formal letter to.  I sent a letter of intent and then also a copy of my credit reports with the information I wanted removed highlighted.  Sorry about losing the address.


Starting Score: 570
Current Score: EQF: 756.... 10.25.2012 TU: 759.....10.25.2012 EXP: 744 (vantage score)..... 10.25.2012
Closed on first house! 12.10.12

Goal Score: 750


Take the FICO Fitness Challenge
Moderator
Shogun
Posts: 12,875
Registered: ‎04-15-2011

Re: Won a battle with Citi

Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Won a battle with Citi

Congrats

Regular Contributor
AJC1987
Posts: 130
Registered: ‎03-29-2009

Re: Won a battle with Citi

[ Edited ]

I found the address I sent my GW to, if you want it PM me


Starting Score: 570
Current Score: EQF: 756.... 10.25.2012 TU: 759.....10.25.2012 EXP: 744 (vantage score)..... 10.25.2012
Closed on first house! 12.10.12

Goal Score: 750


Take the FICO Fitness Challenge
Established Member
srikanth6
Posts: 19
Registered: ‎10-02-2012

Re: Won a battle with Citi

Hi AJC1987 ,

 
Please share the address, I am working on my credit repair.
 
Thanks

 

 


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