So about a month ago I had to apply for a auto loan. My cs was 535 terrible I had paid down a ton of ccs etc. They still approved me I have good income was putting 1/3 down and 5 loans with perfect history with them. plus two medical collections recently added and a 60 on one account plus a public record of judgement. Check my ficos today 644 transunion nordstrom account still showing 1068 it's 150 and not current I assume after current it will go up another 20-30 points equifax 635 still has a judgement and 5 inquiries after June ill be down to 2 inquiries and no judgement I think I can get it to 660s by then. My exp plus score shows 660 I think it's not off bc shows no collection no judgement and all accounts current. Next step 6 months clean payments and reopen nordstrom I think with 6 months and score of 680 I should be able to reopen. Next goal get utility at 9% and only 4 accounts show a balance. 
. I'm so pumped
. I'm so pumped
Starting Score: 534
Amazing increase, Congrats! Keep up the good work.
Starting Score: EQ 717 EX 724 TU 736
Wow! Congrats!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Heck ya! Congrats.
