Credit Cards Center Credit cards from our partners
Established Member
Posts: 24
Registered: ‎07-20-2008

Worth a DV?

I have a collection account on my CR from Sprint that I know I paid (they made me do it before getting my current Sprint phone - yes, I'm a glutton for punishment but that's a story for another board).

Anyway, EQ is reporting it as Paid, but TU and EX still have it as Derogatory. The total amount is $121. The date opened is 12/04 and the first reported date is 3/05.

Will DV'ing and having it marked Paid do me any good? Or would I be better off trying to GW them and ask them to remove it completely?

7/20/08 ; TU-547, EQ-554, EX-523
7/31/08 ; TU-561, EQ-558, EX-529
8/27/08 ; TU-598, EQ-571, EX-574
6/09 ; TU-653, EQ-589
10/16/09; TU-678, EQ-623
12/15/09; TU-681, EQ-627
4/30/10; TU-676, EQ-636
8/18/10; TU-697, EQ-642
Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007

Re: Worth a DV?

Marked as paid doesn't help your scores, GW time for you
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.