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@Anonymous wrote:
At the end of the day this is going to be her Dad's home. For us it's just a starter home while we get on our feet. We'll live here maybe 2-3 years and my fiancé and I will be making the monthly payments in exchange for living here. About $900 (including a $216 association fee ) a month so for us it's better than an apartment. I understand that people break up but we aren't breaking up especially because we love each other AND have an 8 month old son together.
Initially we were going to buy the home but the homes we want are out of our price range until we get better paying jobs and likely after I finish law school in about 3 years. Then we'll be in a better financial situation and have much better Credit hopefully. But in the meantime we absolutely don't mind making the monthly home payments it definitely makes the most sense for us right now. And whenever we do move out her Dad is going to rent it out.
Sorry if that wasn't clearer earlier it's just a lot to write and explain. And congrats with grad school!
I'm glad that you're going into this with your eyes wide open. When y'all are ready to buy a home of your own, will her dad refinance the home to get her name off the mortgage? The DTI ratio will affect her at that time. Congrats on the law school thing. It's important to do whatever is necessary to be able to make more money, and congrats on your son. I have a daughter myself in middle school. Good luck.