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Hi. I have a Capital One secured card with a $300 limit. Would making a deposit to raise the credit limit help increase my FICO score at all?
I figured out the whole 9% utilization thing and am not planning to let anything report about the 9% (plan to make payments prior to balances reporting), so keeping this in mind, would increasing the line of credit be a benefit?
My only other revolving account in a Old Navy card with a $300 limit, $0 balance.
Thanks!
It could only possible help if it lowered your overall utilization. FICO doesn't factor in the limits by themselves.