10-17-2012 10:40 AM
10-17-2012 07:24 PM
The damage was finite when the application was checked. (Inquiry registered first,then the "hit" of the "new credit account" occuring.)
10-17-2012 09:16 PM
Nope, damage is done on that. You've taken all the damage of a new account. HP and AAoA. Let that thing age. Garden it. Don't close it!