No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
wonder how long it will take to recover from this 62 point drop?! I settled with Navient for 50% of student loan balances owed and they just reported that it was settled and paid in full for less than original balance. Any idea how long that hit will remain? Regardless, I feel better with no more student loan debt which was well over $100k before the settlement. As bad as a 62 point drop is, I'll take that over $100k in student loan debt!!
which score dropped?
Experian is the score that dropped 62 points. Equifax dropped 6 points and no updates from TU yet.
One bereau dropped 62 and the other 6? Something doesn't sound right, like there's more going on. If this was already on your report prior to the settlement, I wouldn't think it would drop by 62, but that's just me.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
TU reported a 50pt decrease in score. So now we have TU minus 50, Equifax minus 6, and Experian at minus 62. All due to a change in reporting because I went from past dues to paid current to settled for less than original amount. The score drops are huge and really hurt. Any ideas on how to improve them? Equifax only dropped 6! any idea on the timeline to see some score rationalization? Thanks!!