Esme, who did you contact about removing the negative reporting on your student loans? My situation is similar to yours when it comes to SallieMae.
Thanks in advance
Starting Score: TU488/EQ501/EX565
@Kls wrote:Esme, who did you contact about removing the negative reporting on your student loans? My situation is similar to yours when it comes to SallieMae.
Thanks in advance
Hi there. I sent an email to the CEO an got a call back from a rep at their Office of Customer Advocate. You can reach them directly on their main line:
https://www1.salliemae.com/about/corp_leadership/management/advocate.htm
Good luck!
Starting Scores: EQ 582 TU 584 EX 615 (FICO - Lender Pulled) 1/4/2012
@esme
This is awesome! I am sooo glad to see such success and it really gives me hope on trying to get a home in the next couple months (we are thinking the same thing as you are with buying a new home, putting a contract down and getting our credit score up in time)
Maybe we will be neighbors!! :-) Hurray for Loudoun County!
@bridgetkaryn wrote:
This is awesome! I am sooo glad to see such success and it really gives me hope on trying to get a home in the next couple months (we are thinking the same thing as you are with buying a new home, putting a contract down and getting our credit score up in time)
Maybe we will be neighbors!! :-) Hurray for Loudoun County!
Where in Loudoun County!? That's where our house is being built?! Send me a PM!
@payingoffdebt001 wrote:Congratulations!! I hear I am reading how pre-hipaa letters dont work - good to know they do!! I need to give it a shot for the 1 paid medical that I have.
The Pre-HIPAA letters worked almost immediately with TU. All medical collections being reported there (paid and unpaid) were deleted without questions.
I'm still waiting to see what EQ will do, but so far one of the collections on my EX came back verified and updated, and the other two are still under investigation. Sucks. It's still worth a shot even if only one CRA deletes. It's still less work just working on the other two CRAs 
Esme, would you mind sending me a PM as to how you did the whole Hipaa thing. To be honest, everything I read online completely confuses me. I have several medical collections on my CR and haven't even begun with them because I'm just so confused. Don't know where to start. Not even entirely sure of the premise behind Hipaa to begin with. 
Thnks Esme and congrats on your success.....your story really brought hope to me cleaning up this horrible credit hope all goes well with your home and thanks again.