Congrats! I just received an email that my Plat card is in the mail. I'm early in my rebuilding stages and have learned A LOT by stalking these here forums. Keep up the good work and good practices.
@Anonymous wrote: I just log iny secured card account they increase my limit by $300 no I have 500 scores are ex 611 tu 715 eq 561
I would suggest addressing whatever is holding you Equifax score down so much. Cap One uses Equifax for scoring (though they triple pull) and if you get that one up close to 600 you should be able to get an unsecured Cap One card. If TU is really 715, apply with Barclays, they pull TU.
Yes my tu report is clean only thing is on there is my cap1 secured card my car note all in good standing that's why it's 715 eq got a judgement on it and 1 collection
I am mixed about all of this. I asked for a CLI on my secured Cap1 and they stated that the type of card wasn't eligible. I didn't have to put the full $200 for security. I applied for QS and it took 3 days for an approval. Maybe my credit is more screwed.
@Anonymous wrote: Yes my tu report is clean only thing is on there is my cap1 secured card my car note all in good standing that's why it's 715 eq got a judgement on it and 1 collection
