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Regular Contributor
Posts: 170
Registered: ‎12-02-2012

Wow what a difference a month makes!!

Ok, I sent out my first dv's on 12/31 and here's an update,,,,,


midland 1600. Sent dv 12/31 received 1/2  deleted 1/20

midland 1700  sent dv 12/31 received 1/2   Deleted 1/18

midland 4856.  Sent dv 12/31. Received 1/2  deleted 1/18 



homeq foreclosure  disputed dec deleted next day 




I also sent a dv to asset of which I have not heard from yet, in addition I sent a GW email to the CFO of the hospital for a 7000 bill that should have been convered by ins but was put on my report instead... today got a call from his office and its been.....  DELETED


so that's 5 deletions in less than a month ... I may cry I'm so excited


i am going to wait I until 2/1 to pull scores Smiley Wink


whhoooo  whoooooo


i love this site! 

Eq 675
TU 681
Ex your guess is as goodas mine!

Nfcu Cash Rewards 15000, Nfcu nRewards Mc 15000, Walmart 600, Target 400, VS 650,Capital one 3750, Us Bank 300, Discover 4500,Citi DP 1500, Chase Freedom 2000. And I'm done...... no more cards just going to tend my garden
Posts: 140
Registered: ‎01-01-2013

Re: Wow what a difference a month makes!!

Congrats- how exciting!! That's awesome!  I should hire you to draft my letters!  LOL  Smiley Happy

***9-4-13: TU 602 EQ 663 EX 626***
***6-13-13: TU 558 EQ 642 EX (yay to MyFICO for no more FAKO!!) 620***
5-31-13: TU 558 EQ 642 EX FAKO 643 * 1-24-13: TU 611 EQ 621 EX FAKO 643 * 1-21-13: TU 513 EQ 621 EX FAKO 643 * 1-3-13: TU 513 EQ 583 EX FAKO 643 * 1-1-13: EQ 568 EX FAKO 643 TU 513 * 12-22-12: EQ 558 EX FAKO 586 TU 525 * 11-15-12: EQ 554 EX FAKO 565 * 9-9-12: EQ 525 EX FAKO 574 TU (Lender pull-auto) 433
Established Contributor
Posts: 756
Registered: ‎01-20-2012

Re: Wow what a difference a month makes!!

CONGRATS!  Such a great feeling isn't it :-)

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Frequent Contributor
Posts: 446
Registered: ‎12-05-2012

Re: Wow what a difference a month makes!!

Congrats!! What great news -awesome!! Smiley Happy

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Established Contributor
Posts: 515
Registered: ‎07-31-2012

Re: Wow what a difference a month makes!!

Now that's progress! Good deal!

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Posts: 13,897
Registered: ‎04-15-2011

Re: Wow what a difference a month makes!!

Most excellent!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011

Re: Wow what a difference a month makes!!

Wow!!! thats awesome

Established Member
Posts: 45
Registered: ‎01-19-2013

Re: Wow what a difference a month makes!!

Wow! Thats super exciting! Congrats

Starting Score: EQ 511 (1/20/13)
Current Score: EQ 633
Goal Score: 680
Community Leader
Valued Contributor
Posts: 2,440
Registered: ‎11-29-2012

Re: Wow what a difference a month makes!!

Wow, you're really kicking you know what. Keep it up.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Established Contributor
Posts: 905
Registered: ‎07-25-2008

Re: Wow what a difference a month makes!!

Congrats Smiley Very Happy

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards

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