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Writing Good Will letters

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morgacj2004
Valued Contributor
‎08-12-2015 02:01 PM
‎08-12-2015 02:01 PM

Writing Good Will letters

I have  3-6 negative accts on each of my bureaus. All of the accts are IIB, zero balance. Do you think it would be worth my time to write each of the OC on these accts a good will letter asking them to either remove the acct or report as no status.? These are a mixture of Real Estate, CC and 1 Auto lease.


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ddemari
Super Contributor
‎08-12-2015 02:29 PM
‎08-12-2015 02:29 PM

Re: Writing Good Will letters

I don't think a goodwill letter could hurt. You are basically asking them to remove the negative the information because you have paid them and no longer owe them the money. It is completely up to the company reporting the information, some companys might say no, we can't remove that information on your report due to some type of law and you might find a company whiling to comply. 

 

About 15 months ago I tried to goodwill a Von Maur charge off I paid to them. I wrote to them monthly asking and all I would get is a letter in return saying sorry we cant remove it. Some people have sucess. I tried with capitalone also and they just kept sending me back letters saying sorry we cant too.

 

It doesnt hurt, I would recommend keeping documentation of when and who you goodwill and keep sending them until you are over it. 

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