Wrong Account on my report. PLEASEEEE NEED HELP!!

[Anonymous]

Hi all

I just pulled my CR and and found out a have a BOA card with 51% UTL

This is card is not mine, also found out the card was opened on May 2013

This is the first time seeing this

Card has a late payments on it as well

Not this has affected my score badly

Your FICO Score as of August 28, 20151 is:

597

Your FICO Score as of July 31, 20151 is:

637

BK OF AMER

Credit Card

Jan 8, 2013

$3,000

$1,556

from Credit karma

Account Details

Last Reported

Aug 12, 2015

Creditor Name

BK OF AMER

Account Type

Credit Card

Account Status

Open

Opened Date

Jan 08, 2013

Closed Date

--

Limit

$3,000

Term

--

Monthly Payment

$25

Responsibility

Authorized User

Balance

$1,556

Highest Balance

$2,226

Payment Status

Current

Worst Payment Status

30-59 Days Late

Date of Last Payment

Jul 13, 2015

Amount Past Due

$0

Times 30/60/90 Days Late

1/0/0

Remarks

--

Payment History

20152014  J F M A M J J A S O N D

OK	OK	OK	OK	30	OK	OK
OK	OK	OK	OK	OK	OK	OK	OK	OK	OK	OK	OK

• 30

  30-59 Days Late

Credit Utilization*51.87%

Creditor Contact Details

BANK OF AMERICA
PO BOX 982235
EL PASO, TX
79998

How do I deal with this ?

PLEASEEEEE HELP ASPS

[Anonymous]

I just pulled my CR and and found out a have a BOA card with 51% UTL

This is card is not mine, also found out the card was opened on May 2013

This is the first time seeing this

Card has a late payments on it as well

Not this has affected my score badly

Your FICO Score as of August 28, 20151 is:

597

Your FICO Score as of July 31, 20151 is:

637

BK OF AMER

Credit Card

Jan 8, 2013

$3,000

$1,556

from Credit karma

Account Details

Last Reported

Aug 12, 2015

Creditor Name

BK OF AMER

Account Type

Credit Card

Account Status

Open

Opened Date

Jan 08, 2013

Closed Date

--

Limit

$3,000

Term

--

Monthly Payment

$25

Responsibility

Authorized User

Balance

$1,556

Highest Balance

$2,226

Payment Status

Current

Worst Payment Status

30-59 Days Late

Date of Last Payment

Jul 13, 2015

Amount Past Due

$0

Times 30/60/90 Days Late

1/0/0

Remarks

--

Payment History

20152014  J F M A M J J A S O N D

OK	OK	OK	OK	30	OK	OK
OK	OK	OK	OK	OK	OK	OK	OK	OK	OK	OK	OK

• 30

  30-59 Days Late

Credit Utilization*51.87%

Creditor Contact Details

BANK OF AMERICA
PO BOX 982235
EL PASO, TX
79998

How do I deal with this ?

PLEASEEEEE HELP ASPS

[Anonymous]

From what I see you are an Authorized User on this card. You would need to see who the primary is and see if they can take you off or talk to BoA about removing you as an Authorized User.

[Anonymous]

Will call BOA to remove and delete this of my CR...so Pissed