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In 2004, I took out a student loan for $27,942. Both credit reports show that I made payments (even though I know I didn't, but will not argue with them). However, on my TransUnion credit report, there are several X's, which, according to them, mean unknown. This is around the time when I started going back for my second masters degree and put my other student loan on a deferment. Is this anything to worry about?
MH
X means the same as ND. Nothing was reported.
Does that have a negative affect?
Neither good or bad and they probably show paid because they were either in deferement or something else.