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Yahooooooooo!!!

Established Member

Yahooooooooo!!!

I have been in a battle with Santander for 2 years now trying to get that account corrected as I had paid this repo with Triad Financial.  I called in a few weeks ago and they stated that it had been updated on my credit report.  I pulled all three and yes, it stated it was paid in full, but all of the negative trade line was there when I felt they didn't have the right to be posting any of that because it was before "their" time.  I had emailed twice with no response, disputed with all 3 cb, so I called yesterday and was transferred to loss mitigation.  I ended up speaking with a manger who was unsure why I was transferred to them, however, she emailed their credit dispute team and as of this morning, she told me they deleted the entire trade line yesterday!!!  My first victory!!  Now, I just wait for responses to the gw's I have sent and PFD's.  I am hoping this may raise my score a little just to make me feel betterSmiley Happy

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3 REPLIES
Valued Contributor

Re: Yahooooooooo!!!

That's great, Congrats! Good job keeping at it. Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 2 of 4
Established Contributor

Re: Yahooooooooo!!!

Great work, congrats!!!



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


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Message 3 of 4
Valued Contributor

Re: Yahooooooooo!!!

Congrats!!!!!
Scores: about 700 across the board
Total CL: $275k
Message 4 of 4