Established Member
Posts: 23
Registered: ‎10-24-2012


I have been in a battle with Santander for 2 years now trying to get that account corrected as I had paid this repo with Triad Financial.  I called in a few weeks ago and they stated that it had been updated on my credit report.  I pulled all three and yes, it stated it was paid in full, but all of the negative trade line was there when I felt they didn't have the right to be posting any of that because it was before "their" time.  I had emailed twice with no response, disputed with all 3 cb, so I called yesterday and was transferred to loss mitigation.  I ended up speaking with a manger who was unsure why I was transferred to them, however, she emailed their credit dispute team and as of this morning, she told me they deleted the entire trade line yesterday!!!  My first victory!!  Now, I just wait for responses to the gw's I have sent and PFD's.  I am hoping this may raise my score a little just to make me feel better:smileyhappy:

Valued Contributor
Posts: 2,790
Registered: ‎10-10-2012

Re: Yahooooooooo!!!

That's great, Congrats! Good job keeping at it. :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 573
Registered: ‎10-21-2012

Re: Yahooooooooo!!!

Great work, congrats!!!

Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board

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Valued Contributor
Posts: 1,440
Registered: ‎08-30-2012

Re: Yahooooooooo!!!


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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