Finally I see something moving!
I had an old BofA account that was charged off in Dec 2006. My TU report that I got a few monbths ago said that the BofA charge-off ($450 unpaid) will fall off the report in April 2012 (for some reason it is not 7 years, but hey I guess I got lucky). Experian says it will fall off in April 2013.
I checked my Credit Karma yesterday and the charge off fell off TU report! My CK score went up from 647 to 664!
Good start of the week!
Good luck to you all!
Starting Score: 653 (11/1/2011 TransUnion)