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Ok guys i got Credit One Bank to delete the chargeoff account from 2009.
My Experian has the most chargeoof showing.
Equifax : 4 Chargeoff
Transunion : 4 Chargeoff
Experian: Now 7 chargeoff
I started off with 24 negative accounts 21/2 years ago. I have a total of 72 positive accounts most of them are school loans .
My long payment history and large limit accounts is what helping mt score.
I started in school just runing up my credit now paying to get back right.
Sorry for the typo, Chargeoff.
what steps did you take to get the chargeoffs off your record? I think i have 2-3 and havent begun working on those yet, im working on my collection accounts now.
Congratulations!! Are you sending in letters or calling? Need to get some deletions going as well.
After I settled I start sending goodwill letters until my hands bleed. Lol
I just was consistent, it fustrating but its worth the fight.
I contacted a rep three days and she stated me to send documents showing proof of payment. Today the chargeoff was removed . Never take no for answer i know there will always be that right person that will do a good thing. Always first negotiate a PFD, then if they refused then offer a settlement , then start sending goodwill for deletion
What are the name of your Creditors or collections?
Doing both at the same time. They got me working day in Night
LOL.
Every month i send tons of goodwill letters out , i guess they are getting tired of me. Anyway for some reason the men reps always delete my account s, the women reps are more stubborn towards me , But i am surprised Maria was the one to delete this credione account.