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Yes!!!!!!

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Anonymous
Not applicable
‎11-07-2014 03:52 PM
‎11-07-2014 03:52 PM

Yes!!!!!!

Capital One updated my last paid in full charge off and I got a 9 point bump from EQ.  Getting oh so closer to 700.... WOOHOO!!!!!  thank you to the myfico community...I have learned a lot and so glad to have found you all

Message 1 of 8
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7 REPLIES 7
Legal_Girl
Frequent Contributor
‎11-07-2014 04:30 PM
‎11-07-2014 04:30 PM

Re: Yes!!!!!!

Woohoo!!! Congratulations.  I know it is always a good feeling to see your FICO scores go UP.

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778/Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $4,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Walmart MC $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $27,000 / Discover IT Chrome $21,500 / Citi DC $7,300 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Premier $8,200 / Care Credit $10k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 2 of 8
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Anonymous
Not applicable
‎11-07-2014 05:26 PM
‎11-07-2014 05:26 PM

Re: Yes!!!!!!

Yes it is.  My closed BOA and Citicard accounts will report PIF at the beginning of December.  They weren't charge offs but the accounts were closed and I've been on payment plans for quite awhile.  Hoping to see another bump when those report PIF.  Now if WF would get off their butts and work worth me to get that account PIF....I'll be looking good.  Yeehaw!!!

Message 3 of 8
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Anonymous
Not applicable
‎11-08-2014 04:30 AM
‎11-08-2014 04:30 AM

Re: Yes!!!!!!

Congratulations!...Thanks For Sharing.Smiley LOL

Message 4 of 8
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ERoosky99
Regular Contributor
‎11-08-2014 04:33 AM
‎11-08-2014 04:33 AM

Re: Yes!!!!!!

CONGRATS!!!

Current FICOs: (11-02-15) EQ- 623 (628) / EX- 643 / TU- 679
Starting FICOs: (May 2014) Low to mid 500s (all 3 bureaus)
GOAL: As HIGH as possible! All 3 FICOs above 680/700 will be NICE!!!
Total Credit Limits- $104,120
Message 5 of 8
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Anonymous
Not applicable
‎11-08-2014 07:00 AM
‎11-08-2014 07:00 AM

Re: Yes!!!!!!

Congrats! What do you mean by updated? I have a PIF CO from them as well. Do you mean that it's saying a 0 balance or they deleted it?
Message 6 of 8
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Anonymous
Not applicable
‎11-08-2014 07:35 AM
‎11-08-2014 07:35 AM

Re: Yes!!!!!!

It's reporting $0 balance and paid and closed..it's a CO from 2011.

Message 7 of 8
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Anomalous
Senior Contributor
‎11-08-2014 11:47 AM
‎11-08-2014 11:47 AM

Re: Yes!!!!!!

Congratulations!

Keep both your credit and your body in top shape!

Message 8 of 8
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