OK, I've bought the Fossil watch/paperweight and CJ now shows on my report as a $2500 CL and a $25 balance. My original intent was to purchase a home next year but now it looks like it will be more like another 2 years before I can do it. Do I have to keep buying jewelry every 6 months or can I just let it drop to a $1500 CL and maybe buy something a few months before applying for a mortgage? I'm not really a jewelry guy and I'm perfectly comfortable with my $25.00 Timex from Target (I upgraded from the Casio last year).
... just stock up on pendants for Christmas gifts and birthdays for your female family members. Those are the only things I don't find completely ugly ... and they're only moderately overpriced, vs. the rest of the merchandise.
It's worth 35-40 bucks every few months to help my build myself up.
Message Edited by treski on 09-11-200809:42 AM
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