@Anonymous wrote:I check my credit on experian daily to monitor changes (have 1 baddy that is coming off shortly and have some new accounts reporting).
Yesterday this was a factor in hurting my score
Today, my new car loan reported, and now this is hurting my score.
Ahh the joy of credit rebuilding
Don't feel too bad. I saw the same message this morning in regards to Installment balances:
HOWEVER, I have a 36 mo auto loan reporting that only has 4mos left of term & $2000... EX is smokin' something!!!
@Anonymous wrote:
@TRC_WA wrote:Not as funny as being denied for a SP CLI for "too many recent inquiries" on my TU report.
1 TU INQ in March.
6 TU INQs in January... due to car shopping.
3 TU INQs in December... new CC's.
Prior to that... last INQ in 2013.
Can someone define "recent"?
Inquiries stay on your report for 25 months, and I believe anything over 5 is considered "too many." Hope this helps.
Cool... but I was asking about "recent."
I don't consider 8 and 9 months ago "recent." 1-6 months? Sure.
That being said, I just have the 1 inquiry from March. How is 1 too many? 
@TRC_WA wrote:
@Anonymous wrote:
@TRC_WA wrote:Not as funny as being denied for a SP CLI for "too many recent inquiries" on my TU report.
1 TU INQ in March.
6 TU INQs in January... due to car shopping.
3 TU INQs in December... new CC's.
Prior to that... last INQ in 2013.
Can someone define "recent"?
Inquiries stay on your report for 25 months, and I believe anything over 5 is considered "too many." Hope this helps.Cool... but I was asking about "recent."
I don't consider 8 and 9 months ago "recent." 1-6 months? Sure.
That being said, I just have the 1 inquiry from March. How is 1 too many?
Oh, yes. Im my experience, most creditors look through the past year for recent inquiries. So next february/march you will only show the 1 recent inquiry as opposed to 7.