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Young Account Bringing Down AAoA. Advice please.

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brainysmurf
Contributor

Young Account Bringing Down AAoA. Advice please.

I posted this in "Auto Loans". Maybe some of my fellow rebuilders will have advice.

 

http://ficoforums.myfico.com/t5/Auto-Loans/Navy-Federal-Begins-Reporting-Upon-Approval/td-p/883026

EX / EQ / TU FICO
Start: ? / 633 / 621 March 2011
Current: 751 / 760 / 750 (PSECU, SW, QM)
My Wallet: Fidelity Amex 5k, NFCU CashRewards 10k,
SD: Barclays Apple 1.2k, Amex Zync NPSL, HomeDepot 1.2k
Message 1 of 3
2 REPLIES 2
hapagrrl
Regular Contributor

Re: Young Account Bringing Down AAoA. Advice please.

So, it's Navy that's posting the new account (even though you changed your mind/didn't go through with it w/ them)? I would think that trying  a GW wouldn't hurt.. just remember to be super nice about it (it's a GW, after all). Smiley Wink

Starting Score, 2011: TU 635, EQ 637, EX/FAKO 538
2014 (mortgage broker pull): TU 670, EQ 669, EX 674
2017 FICO 8: TU 730, EQ 732, EX 738 - Finally made the 700 club!
2021 FICO 8: TU 693 EQ 705 EX 690
I only have four cards, so not worth showing. $15,600 total CL.
Message 2 of 3
brainysmurf
Contributor

Re: Young Account Bringing Down AAoA. Advice please.

Yeah. I'll definitely be super nice about it. I'm sure they understand that I don't want this loan reporting and bringing down my AAoA.

EX / EQ / TU FICO
Start: ? / 633 / 621 March 2011
Current: 751 / 760 / 750 (PSECU, SW, QM)
My Wallet: Fidelity Amex 5k, NFCU CashRewards 10k,
SD: Barclays Apple 1.2k, Amex Zync NPSL, HomeDepot 1.2k
Message 3 of 3
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