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I posted this in "Auto Loans". Maybe some of my fellow rebuilders will have advice.
http://ficoforums.myfico.com/t5/Auto-Loans/Navy-Federal-Begins-Reporting-Upon-Approval/td-p/883026
So, it's Navy that's posting the new account (even though you changed your mind/didn't go through with it w/ them)? I would think that trying a GW wouldn't hurt.. just remember to be super nice about it (it's a GW, after all).
Yeah. I'll definitely be super nice about it. I'm sure they understand that I don't want this loan reporting and bringing down my AAoA.