Your Experian Credit Score increased by 39 point(s)

[savings4tomorrow]

This is in addition to 41 points according to MyFico on SW.....and I owe it all to that advice that I have gotten on here in the last couple weeks....Thanks to all those who take time to respond to my questions, and post their own experiences...I see the 700+ club in the horizon....This coming from someone who not that long ago had a 435 and couldn't get a peice of gum on credit!! 

[baller4life]

Awesome job!!! WTG!!

[alvon123]

congrats!!!

[EMANAMS]

AWESOME!!!!!

[kris10smom]

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@savings4tomorrow wrote:

This is in addition to 41 points according to MyFico on SW.....and I owe it all to that advice that I have gotten on here in the last couple weeks....Thanks to all those who take time to respond to my questions, and post their own experiences...I see the 700+ club in the horizon....This coming from someone who not that long ago had a 435 and couldn't get a peice of gum on credit!! 

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That is amazing!  I'm so happy for you!  Keep it going!  I'll get there someday soon, too!

[gdale6]

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@savings4tomorrow wrote:

This is in addition to 41 points according to MyFico on SW.....and I owe it all to that advice that I have gotten on here in the last couple weeks....Thanks to all those who take time to respond to my questions, and post their own experiences...I see the 700+ club in the horizon....This coming from someone who not that long ago had a 435 and couldn't get a peice of gum on credit!! 

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[pr0blumz]

@savings4tomorrow Care to elaborate a little? From 435 until now. How long ago, what you done to rebuild, etc. Thanks

[LifeSAVERS]

Congratulations and way to go!  That is a huge jump!  Keep up the Good work!

[savings4tomorrow]

@pr0blumz

That was a little over 2 years ago.  I had a couple baddies fall off, I didn't have too many to begin with.  Paid off my student loans.  Applied for a Capone secured card 2.5 years ago.   And pretty much haven't applied for ANYTHING since then.   I have never paid late on my Capone.  Until last months it was at a 592.  I reduced my UTI which helped a lot. Just recently I applied for a VS using the shopping trick and my score went up as soon as it report.  I also applied for an Express card but that hasn't hit my report yet.  Hoping it goes up a little more.  But one of the most impacting things for me was high ULI.  I never really paid attention to that before, if I had it available on my card, I would just use it. Reduced that and points went up.