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ZOMBIE Debt - Advice Needed - DV Response Recieved HELP

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Anonymous
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Re: ZOMBIE Debt - Advice Needed - DV Response Recieved HELP


@Anonymous wrote:

Thanks for the info! Appreciate it.

 

If I were to let it hit my report (if they choose to report it) it would come off 7 years from my DATE OF Charge OFF- 10/25/2010?  As rmduhon stanted previously?


Up to 7.5 years from DOFD.

Message 11 of 14
Anonymous
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Re: ZOMBIE Debt - Advice Needed - DV Response Recieved HELP

Thank you. It was standard paypal account so it wasnt really a Credit Card or other debt. Essentially a chargeback I never paid because I got ripped off by the buyer. They didn't really give me a set DOFD date. Just says charge off date on the copy of the letter the Convergent sent me. I guess I will find out if they report it!

Message 12 of 14
Anonymous
Not applicable

Re: ZOMBIE Debt - Advice Needed - DV Response Recieved HELP


@Anonymous wrote:

Thank you. It was standard paypal account so it wasnt really a Credit Card or other debt. Essentially a chargeback I never paid because I got ripped off by the buyer. They didn't really give me a set DOFD date. Just says charge off date on the copy of the letter the Convergent sent me. I guess I will find out if they report it!


In this case it's not 7.5 years from the charge-off date...it's 7.5 years from when the aforementioned chargeback occurred (the DOFD)

Message 13 of 14
Anonymous
Not applicable

Re: ZOMBIE Debt - Advice Needed - DV Response Recieved HELP

Thank you, so sometime before the official charge off date listed on the notice. Probably aroud 3-5 months before that, Im guessing. 

Message 14 of 14
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