Zombie debt threats

[guiness56]

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@Annjilique wrote:
Yes they did. What about filing with bbb

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You can file with the BBB but the FTC has more pull as far as being a CA goes.  Plus you want their name entered into the bad boy list with the FTC.

[Annjilique]

Ok understood

[Shogun]

+1

And with these bottom feeder types a complaint to the BBB won't do any good.  They aren't accredited and don't care.  But the FTC and your state AG would care.

[Annjilique]

It's dynamic recovery solutions they are accredited to my surprise but I will file with the FTC and state AG as well.

[RobertEG]

+1

I would send the FTC a formal complaint under FDCPA 809(a) of their failure to have send dunning notice within 5 days of their inititial communication with you, and for an unnfair debt collection practice under FDCPA 808(1) for attempting to collect an amount not authorized by law.

I would also send them a DV under FDCPA 809(b), thus precluding any additional calls or collection activity until such time as they provide the requested debt validation.