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Frequent Contributor
Posts: 480
Registered: ‎10-13-2009

??? about AAOA....

I think I figured mine the other day and it was around the 5 year period...depending on which CB  cuz Experian has and acct that's over 20 yrs old...but is closed. So I got a 2ND auto loan inDec 2012 for my son....and my new secured CC will be showing up real soon...just got the card yesterday....Would it be stupid to open another CC with a SP only???? Do u think the to many new accts will drive my score down? 



Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008

Re: ??? about AAOA....

Even a closed account factors into your AAoA.


Too many new accounts can cause your score to drop due to AAoA being changed.

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