10-28-2012 08:56 AM
IMHO no. My reason is that long after I finished DMP, the comment about being in one is still on my CR. Not to worry though since as far as I know it has not impacted my ability to get new credit.
10-28-2012 09:09 AM
Are you in a better situation where you no longer need the DMP? If so then it's time to get serious and pay those debts off. I was in your situation, but my DMP program absolutely crashed my credit. It wasn't till I got out from under them that I was able to actually get some stuff cleaned up.